What is a ChFC®?

What is a ChFC®?

ChFC® stands for Chartered Financial Consultant®. It is a professional insurance and financial services designation granted by the American College (Bryn Mawr, PA) to individuals who are:

  • Educated

    Complete a comprehensive curriculum focused on estate and retirement planning and insurance.

  • Qualified

    Pass a series of written examinations

  • Experienced

    Meet specified experience requirements

  • Ethical

    Maintain ethical standards

What can a ChFC® do for you?

A ChFC® (Chartered Financial Consultant®) is an educated, experienced, and qualified professional committed to the financial well being of your family, your business, and yourself. A ChFC can provide professional advice on a broad range of financial and insurance topics.

Why Select a ChFC®?

You and your family deserve the best possible insurance and financial services. A ChFC® is a qualified professional who can provide comprehensive insurance and financial services and guidance for your financial security.

A ChFC®:
  • Pledges to place your interests above all else when helping you to establish financial goals and implement a financial strategies to accomplish them.

  • Pledges to follow the latest industry developments and legislative challenges to help you chart a steady course of financial goals.

  • Pledges to adhere to a strict code of ethics.

  • Is committed to providing you with superior service.

  • Has successfully completed a curriculum of college-level courses from The American College.

  • Has a minimum of three years of qualifying professional experience.

  • Is one of a select group within the financial services field to earn the ChFC® designation.

Since its inception in 1982, more than 41,000 professionals have earned the ChFC® designation.


Terry Hood is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, NC, and TN. No insurance business may be conducted outside the states referenced.

Terry Hood is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 105 Evergreen Dr, Florence, AL, 35634, 256-757-9610. In this regard, this communication is strictly intended for individuals residing in the states of AL, FL, and TN. No offers may be made or accepted from any resident outside the specific states referenced.

Terry Hood is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, FL, NC, and TN. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​